Expert Financial Solutions Tailored to Your Unique Needs: Key Concept’s Comprehensive Services
Key Concept Wealth and Insurance provides tailored financial advice to individuals and businesses, including superannuation, retirement planning, investments, insurance, tax planning, and more. The team takes a balanced approach to financial advising and places customer service as a top priority, aiming to provide clarity and simplicity to clients’ financial affairs while building long-term relationships based on trust and transparency.
Superannuation
At Key Concept Wealth & Insurance, we offer clear and simple advice around your super fund, ensuring a tax-efficient plan that suits your needs, goals, and risk profile. Our team finds the most valuable fund and matches it with an appropriate investment portfolio for you.
Self Managed Super Funds
Creating a self-managed super fund (SMSF) provides investment flexibility and control, asset protection, and unique asset class options like direct property investment. In-specie contributions and estate planning are also advantages. SMSFs offer wider investment choices than retail or industry super funds.
Tax Effective Strategies
By utilising various tax planning strategies tailored to your personal situation, you can optimise your assets and income structure to maximise your tax efficiency. This will ultimately reduce your overall tax burden and help you keep more of your hard-earned money.
Investment Management
We develop a personalised strategy that identifies your risk profile and builds a portfolio based on your goals and objectives, risk tolerance, time horizon, and investment objectives. Our risk management approach includes regular portfolio rebalancing to maintain asset allocation consistency with your investment strategy.
Business Insurance
Buy and Sell cover protects business owners in case of death or disability. It guarantees fair value for the estate and enables the remaining partners to buy the shares of the deceased partner, ensuring business continuity without interruptions.
Retirement Planning
We create a personalised retirement plan by carefully assessing your stage of life, goals and requirements. Our ex-pert team closely monitors and reviews the plan to ensure maximum returns and optimal results, providing you with long-term financial security and peace of mind.
Estate Planning
Our estate planning services ensure that your assets are distributed according to your wishes, avoiding any potential disputes or legal challenges. We work with you to create a comprehensive plan that takes into account your unique circumstances and ensures your legacy is preserved for your chosen beneficiaries.
Life Insurance
Wealth Protection ensures the preservation of your income and future earnings potential when you’re unable to work. Trauma cover protects against specified catastrophic illnesses, such as cancer, heart attacks, and strokes, which account for up to 80% of deaths today.
Personal Insurance
General insurance provides coverage for a range of risks, including property damage, liability, theft, and loss of income. It’s important to have the right coverage to protect yourself and your assets from unexpected events, which can have a significant financial impact.
